Jeramy and Josh were quick to respond to everything, patient with our questions, and walked us through several options side by side.
Shane S. · Spring Hill, TNPurchase
Meet the team
Jeramy Williams & The Williams Group
Branch Manager & Sr. Loan Officer · NMLS #257853 · CMA · CRMP · Military Mortgage Specialist · Retirement Mortgage Specialist
Jeramy has been in the mortgage business since 2002 — 24 years — and has ranked among the Top 1% of mortgage originators in America every year since 2019, recognized by both Scotsman Guide and Mortgage Executive Magazine. He leads The Williams Group at Fairway Home Mortgage in Franklin, serving Nashville, Williamson County and the rest of Tennessee from the 6550 Carothers Parkway, Suite 220 office.
He believes every loan is more than a transaction — it’s a relationship. That’s why the team lays out options side by side, answers every question in plain English, and works closely with the Realtors, builders, financial planners and CPAs in a client’s life so the advice is coordinated, not contradictory. From first-time buyers to move-up families, investors and new-construction clients, the goal is the same: turn something complicated into something clear.
Off the clock you’ll find him on the golf course, hiking, exploring a new winery, restaurant or waterfall, or at the ball fields with his boys.
Recognition & specialties
Top 1% nationally, three years running on Scotsman Guide.
Scotsman Guide Top Originators rankings are published annually by Scotsman Guide based on verified production. Certified Mortgage Advisor (CMA) and Certified Reverse Mortgage Planner (CRMP) designations, Military Mortgage Specialist and Retirement Mortgage Specialist.
The Williams Group
Three people, one file, zero handoffs into the void.
Jeramy Williams
Branch Manager & Sr. Loan Officer · NMLS #257853
Jeramy is the Founder and Lead Loan Officer of The Williams Group at Fairway Home Mortgage, serving clients across Nashville, Franklin and the rest of Tennessee. Recognized among the Top 1% Mortgage Originators in America by both Scotsman Guide and Mortgage Executive Magazine, he pairs deep mortgage expertise with a genuine, relationship-first approach built on honesty, integrity, and trust. From first-time buyers to move-up homeowners, investors, and new-construction clients, Jeramy and his team turn what can feel complex into something clear and empowering—partnering closely with Realtors, home builders, financial planners, CPAs, and estate attorneys along the way. He believes every loan is more than a transaction—it’s a relationship. Outside the office, you’ll often find Jeramy on the golf course, exploring wineries, restaurants and waterfalls, or investing time in his community.
Owns: Your first conversation, your pre-approval strategy, and every big decision along the way.
[email protected]
Josh Williams
Loan Officer Assistant — Licensed · NMLS #872209
Josh has been in the mortgage industry since 2011, holds a degree in business, and has been with The Williams Group since 2016. An Arizona native, he’s lived in Middle Tennessee with his wife and son since 2023 and absolutely loves it. As the team’s licensed loan production partner, Josh makes sure clients have an amazing experience from beginning to end and that everything closes on time, every time. He loves the culture at Fairway Home Mortgage and the empowerment it gives him to serve people’s home financing needs. Outside of work, Josh loves to travel, hike, try new restaurants (he’s a foodie), and catch live music—and Nashville has no shortage of that.
Owns: Document collection, pre-approval letters, and day-to-day updates while you shop.
[email protected]
Dave Creamer
The Williams Group
Dave brings a relationship-first approach to the mortgage industry, built on more than 12 years of experience in insurance, where he served in a variety of producer and business development roles. Prior to his insurance career, he worked as a development manager for a nonprofit organization in Montana. Throughout his career, Dave has found that success starts with earning trust, building genuine relationships, and being someone others can count on—principles he now brings to helping clients and referral partners navigate the mortgage process. Outside of work, Dave has a longstanding passion for coaching youth sports, having coached more than 30 seasons of basketball, football, and track and field. Whether working with clients, business partners, or young athletes, Dave believes the strongest results come from listening, communicating, and investing in people.
Owns: Processing hand-offs, closing coordination, and keeping your agent and title company in the loop.
[email protected]How we work
Three things you can count on.
Options, not a pitch
Every scenario side by side — FHA vs. conventional, THDA vs. not, buydown vs. price cut. Reviewers mention the breakdowns more than anything else.
Answers, fast
Texts get answered. Questions get answered. Saturdays get answered. Communication is the thing 799 reviews keep coming back to.
Honest about tradeoffs
Nobody can time rates and not every program fits every buyer. If waiting or renting is the right call for you this year, you’ll hear it from us.
Real clients, real reviews
Five stars.4.91 across 799 verified reviews
Highlights from verified client reviews on Experience.com, Google, Zillow & Facebook.
It was my first time buying and I didn’t know what to expect — they were patient, kind, and answered every question I had.
Dawn S. · Nashville, TNFirst-time buyer
The side-by-side breakdowns of each option sold us. We could see every detail and choose what was best for us.
Margaret L. · Spring Hill, TNFirst-time buyer
Communication with Jeramy and Josh is second to none — every question answered fast, no matter how small.
Joe P. · Phoenix, AZRepeat client
Third time working with this team. They got me exactly what I wanted and made sure I was happy the whole way.
Marvin S. · Mesa, AZThird loan with the team
Great communication, patience, and professionalism from start to finish.
Michael L. · Spring Hill, TNPurchase
The team was ready to work from day one and answered our questions immediately.
Louis H. · Murfreesboro, TNPurchase
Great service and deep knowledge of the loan programs that fit every family’s situation. Referring friends and family.
Kendra T. · Middle TNPurchase
Organized, kind, and efficient — more people should work with Jeramy and his team.
Janice W. · Middle TNRefinance
Efficient, professional, and extremely helpful through the entire process.
Jim C. · Middle TNPurchase
Jeramy and Josh were quick to respond to everything, patient with our questions, and walked us through several options side by side.
Shane S. · Spring Hill, TNPurchase
It was my first time buying and I didn’t know what to expect — they were patient, kind, and answered every question I had.
Dawn S. · Nashville, TNFirst-time buyer
The side-by-side breakdowns of each option sold us. We could see every detail and choose what was best for us.
Margaret L. · Spring Hill, TNFirst-time buyer
Communication with Jeramy and Josh is second to none — every question answered fast, no matter how small.
Joe P. · Phoenix, AZRepeat client
Third time working with this team. They got me exactly what I wanted and made sure I was happy the whole way.
Marvin S. · Mesa, AZThird loan with the team
Great communication, patience, and professionalism from start to finish.
Michael L. · Spring Hill, TNPurchase
The team was ready to work from day one and answered our questions immediately.
Louis H. · Murfreesboro, TNPurchase
Great service and deep knowledge of the loan programs that fit every family’s situation. Referring friends and family.
Kendra T. · Middle TNPurchase
Organized, kind, and efficient — more people should work with Jeramy and his team.
Janice W. · Middle TNRefinance
Efficient, professional, and extremely helpful through the entire process.
Jim C. · Middle TNPurchase
Want to meet the team in person?
The office is at 6550 Carothers Parkway, Suite 220, Franklin. Or just text — that works too.